The Insurance Services Officer (ISO) reviews and assigns more than a hundred points for use in a grading scale for fire departments. The points are compiled into 32 subcategories and 4 main sections: Emergency Communications, Fire Services, Water Systems, and Community Risk Reduction. This grade directly affects homeowner insurance in our district.
In November of 2016, due to an exemplary job by our volunteers, ISO evaluated our community’s fire protection services by conducting an on-site survey and issued a Public Protection Classification (PPC) rating of 04/4X for our department. MVFR is one of only 120 fire departments within the State of Alabama with a Class 4 rating.
